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Convert digital assets to cash in seconds

Easy Digital asset conversion For Nigerians

Convert BTC, ETH, and USDT to Naira instantly. AfricSpend gives you a reliable crypto off-ramp with instant bank payouts.

KYC Verified Secure & Encrypted 50+ Banks
9:41
Spending Balance
₦284,900.00

Recent Transactions

📞

Airtime Purchase

MTN
- ₦1,000
📡

Data Purchase

9Mobile 5GB
- ₦2,500
🏦

Bank Transfer

GTBank
- ₦50,000

USDT → NGN

Conversion
+ ₦120,000
₦5B+ Total Processed
15,000+ Active Users
50+ Banks Supported
< 15s Avg. Settlement

Built for crypto-to-NGN transactions

AfricSpend helps you convert crypto earnings into Naira and spend like your normal bank.

Instant off-ramp

Instant Off-Ramp

Convert crypto to NGN in seconds. No P2P delays.

Pay bills

Pay Bills

Buy Airtime, Data and Electricity in one app.

Unified dashboard

Unified Dashboard

Track every payout and conversion in one clean view.

Fast settlement

Fast Settlement

Instant bank transfers. Arrives in seconds.

Fraud protection

Fraud Protection

Advanced monitoring detects suspicious activity early.

Multi-currency

Multi-Currency

Deposit via BTC, ETH, USDT, SOL, TRX and more.

How AfricSpend works

Three steps from crypto to Naira in your bank account.

01

Create & Verify

Sign up in minutes and complete a quick KYC check using your NIN, BVN, or passport.

02

Deposit Crypto

Send any supported cryptocurrency to your unique AfricSpend wallet address.

03

Spend in Naira

Withdraw to any Nigerian bank, pay bills, or transfer to another AfricSpend user — instantly.

Supported Cryptocurrencies

Deposit with the crypto you already hold.

BTC
BTC
ETH
ETH
USDT
USDT
SOL
SOL
TRX
TRX
BNB
BNB
TON
TON
USDC
USDC

Send money instantly to any AfricSpend user

Transfer funds for free between AfricSpend users using just an email address or AfricSpend ID. No bank details, no fees, and no waiting.

  • ⚡ Instant wallet transfers
  • 💸 Completely free
  • 📧 Send using email
  • 🆔 Send using AfricSpend ID
Start Sending
Sender
₦120,500
sending to odera@afr...
Receiver
₦80,200
+₦5,000 received
4.9 / 5  ·  200+ reviews

Trusted by people moving money every day

See how AfricSpend users convert crypto and send payments effortlessly.

AfricSpend makes converting USDT to Naira ridiculously easy. I receive payments and settle to my bank in seconds.

Chidera
Chidera O. Freelancer, Abia

Internal transfers are instant. I pay my team using just their AfricSpend ID — no bank details needed.

Swapaz
Sw3paz A. Business Owner, Lagos

Rates are transparent and transfers are fast. It finally feels like a proper crypto finance tool.

Azi G.
Azi G. Developer, Abakaliki

I buy airtime and data directly from my wallet balance. No more bank transfers for everyday bills.

Funke
Shebah B. Content Creator, Abuja

Frequently Asked Questions

Everything you need to know about using AfricSpend.

AfricSpend allows you to convert cryptocurrency to Nigerian Naira, send funds to other AfricSpend users instantly, and withdraw directly to your bank account.

Yes. Transfers between AfricSpend users are completely free. You can send money instantly using an email address or AfricSpend ID.

Most conversions are processed within seconds of blockchain confirmation. Your Naira balance will be available in your wallet immediately and can be withdrawn to your bank account.

AfricSpend supports Bitcoin (BTC), Ethereum (ETH), USDT, USDC, Solana (SOL), TRON (TRX), BNB, and TON across their respective blockchain networks.

Yes. AfricSpend uses encrypted infrastructure, KYC identity verification, rate limiting, and real-time fraud monitoring to protect every account and transaction.

Your first three withdrawals are completely free. After that, a small flat fee applies depending on the withdrawal amount. The exact fee is shown before you confirm any transaction.